Medical Insurance

With a Family Protect Premier Insurance from ICICI Lombard,
your loved ones are secure against financial emergencies
in event of sudden illness. Give your family the all-round protection.

Poore parivar ki poori suraksha!

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ICICI Lombard Medical Insurance Key Benefits:

One policy one premium for your family – Get hospitalisation expenses covered for your entire family, in a single premium.
Cashless hospitalization at over 4000+ network hospitals – Complete hospitalization cover inclusive of doctor fees, pre and post hospitalisation charges.
No medical checkup – Upto the age of 45.
TPA – Lightning fast claim settlements through TPA.
Income tax benefits – Upto Rs.35, 000/- under section 80 D.
Instant Policy, No paperwork – Make premium payment online and get your policy instantly by e-mail.
No sub-limit – No fixed cap on room rent, doctor fee and hospital charges for any diseases (except cataract)
No co-payments – For any disease or hospitalisation expenses.
Get free health check-up coupon.

Family Protect Premier Insurance

A comprehensive Health Insurance policy that ensures... Poorey parivaar ki poori suraksha. Secure your family against financial emergencies during sudden illness, surgery and accidents as well as against terrorist activities.
Family Protect Premier Insurance plan lets you share the entire sum insured among the family members covered under the policy, without any individual upper limits.

Key Benefits

Comprehensive coverage for your family with floater benefit
Cashless claims facility at over 4,000+ network hospitals across India
Continue to enjoy quality service even during claim settlements with - ICICI Lombard Health Care - our own in-house health claim processing and wellness team
No sub-limits on room rent, doctor fees, and hospital charges or for any disease (except Cataract where 20,000 per eye is applicable).
No co-payments for any disease or any hospitalisation expenses
Now get a Free health check-up coupon for any one insured family member, valid for the policy period
Called a Convalescence benefit, the insured, once during the policy period, is eligible for a benefit amount of 10,000 if hospitalised for any bodily injury or illness as covered under the policy, for a period of 10 consecutive days, or more.
The insured will be eligible for a daily cash of 1000 per day for a max. of 7 days, in case the insured is hospitalised for any injury or illness as covered under the policy, for a minimum of 5 consecutive days.

Eligibility and Coverage

What is covered

Medical expenses incurred as an inpatient during hospitalisation for more than 24 hours, including room charges, doctor/ surgeon's fee, medicines bills, etc
Medical expenses incurred 30 days prior and 60 days post hospitalisation
Day Care expenses incurred on named advanced technological surgeries and procedures requiring less than 24 hours of hospitalisation. (Including Dialysis, Radiotherapy and Chemotherapy)

What is not covered

Exclusions valid for the first 30 Days
	Any illness contracted within 30 days of the inception date of the Policy, except those that are incurred as a result of an accident. This clause is not applicable on the subsequent renewals

Eligibility

The customer can buy the policy for any family member(s) children and / or parents
The senior most person to be insured should be between 5 to 60 years of age. (Persons aged 60 and above can consider our Health Advantage Plus plan, in which the age of the senior most person is up to 65 years)
The Proposer needs to be aged above 18 years

EC011028MI

^Maximum of 2 adults & 2 kids
# If it's not a pre-existing illness
* Except Cataract (Rs. 20,000 per eye applicable).
*** EMI facility available only for ICICI Bank, Citibank and HDFC Bank (up to6 months) credit card customers at the sole discretion of the Banks.

Note: EMI option subject to minimum annual premium of Rs. 10,000. Click here to know more. The webpage contains only an indication of the cover offered. For complete details on coverage, Terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of the solicitation.IRDA Reg. No.115 Misc 34E